About Us
Putting Customers First
We pride ourselves on providing superior customer service and creating satisfied customers. We work hard to satisfy the mortgage needs and set proper expectations for our customers. We start the loan process by asking discovery questions to narrow in on the needs of each individual client. We'll then guide our clients through their different mortgage loan options. We always explain the pros and cons of each loan option. We have always kept the best interest of our customers in mind. Integrity and providing a real benefit is what we are about. If a refinance loan does not make sense to do, we will be the first to tell our client so.
Highest Quality Mortgage Services
From mortgage processing and underwriting, to loan closing and funding, our expert mortgage staff will efficiently expedite your entire transaction. Our efficiency will save our clients time and money. We'll keep you informed every step of the way. We're committed to building rewarding, long-term customer relationships. With that in mind, you'll receive the highest quality service. Give us one shot to demonstrate our commitment to customer service.
Meeting Every Challenge
We rapidly respond to new opportunities made available in today's dynamic mortgage markets. As a result, the requirements of our mortgage customers are consistently met through mortgage underwriting flexibility and delivery of unique mortgage programs. Every client has specific, individual needs. We listen to these requirements and customize a loan that fits your mortgage plans.
Why Use Our Services??
There are so many loan officers out there. What makes us different?
Both my wife and I are full time mortgage professionals. Mortgage lending is all that we do. We do not "do" loans part time or in conjunction with another job. This benefits our clients greatly because we monitor rates daily. We have a pulse on the movement of rates and can help our clients lock in the lowest rates. Rates can change an 1/8 to a 1/4 point from the previous day (or sometimes within the same day). This may not sound a lot, but over the life of each loan, this can save our clients hundreds to thousands of dollars!
Being full time mortgage professionals also help our clients because we have a natural incentive to give our clients the lowest rate possible and highest level of service. That's the only way that we will be able to build long term relationships. We've built our business on referrals and repeat customers by providing the right mortgage program and excellent service.
We attend mortgage conventions and continual education to update our available loan programs. We are members of an elite organization of mortgage originators who share and collaborate on mortgage ideas. This sharpens our knowledge of all the various loan programs and how to effectively structure a loan to get it approved. This benefits our clients because we'll know how to handle a difficult loan and explain loan programs in simple terms. Due to our expertise, we can help our clients rapidly improve their credit scores to get into a loan with a better rate. We can steer 1st time home buyers away from pitfalls and headaches of the loan process. Our clients can expect a higher percentage of loan approvals due to our experience.
Our promise is that we will not bait-and-switch loan programs or rates on clients. We do not quote teaser rates to "reel" in borrowers. We'll tell you the pros and cons of each loan. We'll give you real, honest advice. The bottom line is that we care about the loan that we put our clients in. Integrity and doing the right thing for our clients is very important to us. These values are the foundation of our business.
Your mortgage loan is your largest financial responsibility. Work with a professional. Let us help you map out a plan for your mortgage - short term and long term.
Titan Lending Services - Corporate Office: 9299 E. Stockton Blvd. Suite 40 - Elk Grove, CA 95624
Office Phone: (916) 419-4500
Fax: (866) 485-3188
Cell Phone: (916) 949-1234 or (408) 771-6271
We lend in the following states: CA, NV
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